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现在的付出反映了你的利记sbo观... 对于未来.
文物学会
你想做出真正的改变 在人们的生活中. But how can you ensure that your giving will have the greatest impact?
One way to achieve this is by becoming a member of Utica's 传统社会. 文物学会 offers you a broad range of options for planned giving in support of 利记sbo’s mission, plus the potential for significant 金融 benefits and tax advantages.* It’s a great way to help secure the University’s future and protect your assets at the same time.
We invite you to review below the planned giving options available at Utica. Be sure to consult with your 金融 or tax adviser to determine which options might be right for you.
计划捐赠方案包括:
遗赠 offer one of the simplest ways to make a gift 利记sbo and create a personal legacy of a commitment to education and the institution. Gifts by will or living trusts for the benefit of 利记sbo may be for a set dollar amount, 总财产的一定比例, or the residual amount (funds leftover after all expenses have been paid).
A charitable gift annuity through 利记sbo can provide you or a loved one with a reliable and consistent stream of income for life, 同时也使利记sbo受益. Charitable gift annuities are easy to establish with gifts as low as $10,000, a portion of which may be deductible for income tax purposes. The amount of the annual payment is based on the age of the income beneficiaries at the time of the gift and the date when the payments begin. A portion of the resulting payment may also be tax free to the beneficiary. Annuity payments may begin immediately or may be deferred for a period of time as part of your retirement planning.
A charitable remainder trust is a more sophisticated way to contribute to the future of 利记sbo and increase your current income. 慈善信托允许你转移现金, 证券, 不动产, 或者其他资产. A unitrust provides a variable income based on a percentage of the value of the trust assets as determined each year. An annuity trust pays a fixed dollar amount each year to the income beneficiary. 当恒信信托或年金信托终止时, the remaining assets in the trust are transferred 利记sbo.
捐赠人将财产转移给牵头信托, which pays a percentage of the value of the trust assets, 通常为期几年, 利记sbo. 在信托期限结束时, the remaining assets in the trust and any growth it has realized are passed to heirs. Although there is no income tax deduction when you create a charitable lead trust, 你的赠与税或遗产税会有很大的折扣. It is one of the only transfer devices currently used that can discount the value of the original assets and result in little or no taxes. At the same time, you achieve your charitable goals for 利记sbo.
With respect to life insurance, your needs change over time. The ownership and beneficiary designation of funded life insurance policies can be transferred 利记sbo. A gift of a current policy may also enable the donor to turn a monthly premium into a tax free charitable gift.
通过捐赠住宅获得大额扣除额, 假期回家, 或农场,同时保留在那里生活的权利. The gift is made by transferring the ownership of the property 利记sbo now while you are living, 你保留终身使用该财产的权利. The donor receives a current income tax deduction for the gift that can be used to reduce one’s current taxable income.
Bart Basi ’62 offers his perspective on the many considerations of planning your estate. * **
A Senior Advisor for the Center for Financial, Legal, and Tax Planning, Inc., Dr. Basi is considered a national expert on matters of 金融 planning and taxation, 并在美国各地广泛演讲. 在拿到B之后.S. in Accounting from 利记sbo in 1962, he went on to earn an M.B.A. 1963年从锡拉丘兹大学毕业.D. from the University of Louisville Law School in 1969, and a D.B.A. 1971年从印第安纳大学毕业.
* The information contained herein is not intended to be an endorsement or promotion of Mr. Basi’s services, and do not represent official advice from 利记sbo.
**利记sbo不提供法律课程, 金融, 或者给校友提供税务建议, 父母, 和朋友. Individuals should always consult qualified licensed professionals when planning their estate.
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